Bradshaw Group ELTO Site

Background

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The Employers' Liability Tracing Office (ELTO) is an independent industry body comprising members who underwrite EL insurance.

Its purpose is to assist claimants, who have suffered injury or disease caused during their employment, to identify the EL insurer

relevant to the period of employment. To acheive this goal the ELTO has created the Employers' Liability Database (ELD) which will

contain the following records:-

            

-      details of all new and renewal EL insurance policies, incepting after the 1st April 2011

-      old EL policies which have new claims recorded against them    

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What Data is Required

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Insurers will supply the majority of the data to ELTO, however Policholders do need to provide us with: -

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-     their Employer Reference Number (ERN). This is being used as as unique identifier for employers in the same way the

        vehicle registration is used for the Motor Insurance Database.    

-     full details of all insured company names including any insured subsidiary companies.

 

All UK businesses employing one or more people are required to have an ERN, which is the PAYE reference number for the 

employees' income tax and national insurance contributions. A tiny minority of employers do not have an ERN. The only exemption

is where the employer pays all their employees below the PAYE threshold. Each ERN is unique to the employer and will not be

replicated.

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As a result of this requirement, we ask that you kindly provide complete and submit the form below.  

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